Property
South Africa

2

Beds

2

Baths

2

Parking

80 m²

Floor area

Apartment 2 beds 2 baths 80 m²

About this property

For Sale: Coastal Elegance Meets Contemporary Design – Ridgeside Residence, Umhlanga

Ridgeside Residence offers an opportunity to own a piece of prime coastal real estate in the prestigious heart of Umhlanga. These beautifully designed two-bedroom apartments combine modern luxury with an unbeatable location — making them ideal for both sophisticated living and high-return investment.

Apartment Features:

  • Expansive open-plan interiors with premium finishes and abundant natural light
  • Gourmet kitchen with high-end appliances, ideal for both everyday living and entertaining
  • Two generously sized bedrooms with ample built-in storage
  • Sleek, modern bathrooms designed for ultimate comfort
  • Private terrace or balcony showcasing panoramic ocean and city views

Lifestyle & Amenities:

  • Sparkling swimming pool with sun deck
  • Fully equipped gym for wellness-focused living
  • Outdoor entertainment area for relaxed social gatherings
  • Lush, landscaped gardens and tranquil walking paths
  • 24-hour security, access control, and secure parking
  • Professional on-site management ensures effortless maintenance

Location Advantages: Just minutes from Gateway Theatre of Shopping, top schools, restaurants, private hospitals, and Umhlanga's world-renowned beaches. Quick access to major routes and King Shaka International Airport adds to the convenience.

A Smart Investment on the North Coast – Whether you're looking for a stylish permanent home, a secure lock-up-and-go, or a prime rental asset, Ridgeside Residence delivers exceptional value in a high-demand area.

Rooms & layout

Bedroom × 2
Bathroom × 2
Kitchen
Lounge
Parking
Garage × 2

Features & amenities

Swimming poolGym24 hour securityGardenBraaiOcean viewBalconyOpen plan

Price & ownership

Asking price R 3 750 000
Price per m² R 46 875
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 3,8M
Taxes + legal + admin fees R 253,7K

Rough split: 93.7% purchase price, 6.3% buying costs.

  • Asking price R 3 750 000
  • Transfer duty (est.) R 189 856
  • Deeds Office (transfer) R 3 259
  • Conveyancing (est., incl. VAT) R 60 575
  • Deeds lodgement R 52
  • Total indicative R 4 003 742

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice. Confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 35 412 /month

Total paid over 20 years (deposit + repayments): R 8 873 974

Deposit 10% · R 375 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 3 375 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.

R 3 750 000