Property
South Africa

2

Beds

2

Baths

2

Parking

Apartment 2 beds 2 baths

About this property

Step into this beautifully designed 2 bedroom, 2 bathroom apartment perfectly positioned in the heart of Umhlanga, where modern comfort meets an unbeatable lifestyle. This stylish unit features spacious, sunlit bedrooms, sleek built-in cupboards, and two contemporary bathrooms designed for convenience and luxury. The open and airy living area flows effortlessly onto a private balcony, creating the ideal space to unwind, entertain, or enjoy your morning coffee with refreshing coastal breezes.

Rooms & layout

Bedroom × 2
Bathroom × 2
Lounge
Balcony
Garage × 2

Features & amenities

Modern designBuilt in cupboardsPrivate balconyCoastal breezesContemporary bathrooms

Price & ownership

Asking price R 3 200 000
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 3,2M
Taxes + legal + admin fees R 185,8K

Rough split: 94.5% purchase price, 5.5% buying costs.

  • Asking price R 3 200 000
  • Transfer duty (est.) R 129 356
  • Deeds Office (transfer) R 2 781
  • Conveyancing (est., incl. VAT) R 53 645
  • Deeds lodgement R 52
  • Total indicative R 3 385 834

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice. Confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 30 219 /month

Total paid over 20 years (deposit + repayments): R 7 572 458

Deposit 10% · R 320 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 2 880 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.

R 3 200 000