Property
South Africa

3

Beds

2

Baths

1

Parking

129 m²

Floor area

Apartment 3 beds 2 baths 129 m²

About this property

Top-Floor Holiday Living in Umdloti

Step into effortless coastal living with this stunning 3-bedroom, 2-bathroom holiday apartment in sought-after Umdloti. The modern open-plan granite kitchen flows seamlessly into the living area, creating a relaxed and stylish space ideal for holidays and easy entertaining.

Set in a well-maintained complex with two sparkling swimming pools, this top-floor unit offers breathtaking views and a huge covered patio—perfect for sundowners, lazy lunches, or hosting friends and family in any season. This home was designed to be enjoyed.

Perfectly positioned near Salta Mall, popular local restaurants, and vibrant cuisine spots, with King Shaka International Airport and Umhlanga Village just 7 minutes away, this is the ultimate lock-up-and-go coastal holiday home.

Rooms & layout

Bedroom × 3
Bathroom × 2
Kitchen
Lounge
Garage

Features & amenities

Swimming poolCovered patioSea viewsOpen plan kitchenTop floor unitHoliday apartment

Price & ownership

Asking price R 2 000 000
Price per m² R 15 504
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 2M
Taxes + legal + admin fees R 74,1K

Rough split: 96.4% purchase price, 3.6% buying costs.

  • Asking price R 2 000 000
  • Transfer duty (est.) R 33 786
  • Deeds Office (transfer) R 1 738
  • Conveyancing (est., incl. VAT) R 38 525
  • Deeds lodgement R 52
  • Total indicative R 2 074 101

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice. Confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 18 887 /month

Total paid over 20 years (deposit + repayments): R 4 732 786

Deposit 10% · R 200 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 1 800 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.

R 2 000 000