Property
South Africa

3

Beds

3

Baths

2

Parking

231 m²

Floor area

House 3 beds 3 baths 231 m²

About this property

Live the pinnacle of modern coastal lifestyle in this exquisite three-bedroom duplex, perfectly positioned just one block from the iconic Umhlanga beach. Located within a small, exclusive complex, this impeccably maintained home offers a rare blend of house-like space and lock-up-and-go convenience with a balcony enjoying the sea views and the main bedroom enjoying a garden view.

The upper level offers an expansive, sun-drenched open-plan living area with stunning white concrete screeded floors. The home is designed with a seamless flow from the fully fitted kitchen, through to the dining and lounge areas, and out onto a private balcony fitted with stylish American shutters. The kitchen is an entertainer's dream, with sleek Caesar-stone countertops, top-end integrated finishes, and a separate scullery. A convenient guest loo completes this level.

The lower level emits a retreat-like feel with three generously sized bedrooms. Two of the bedrooms enjoy their own luxurious ensuite bathrooms. These two rooms also share access to a private patio and garden, and feature American shutters for added style and security. A third full bathroom services the third bedroom.

This property is not only beautiful but brilliantly practical with its own private garden—a rare find in Umhlanga! Parking is effortless with a large single garage that leads directly into the home and an additional undercover bay, both with convenient drive-up access.

Experience complete peace of mind with a fully integrated inverter and solar panel system, ensuring uninterrupted comfort and style. Pet-friendly with permission.

Rooms & layout

Bedroom × 3
Bathroom × 3
Kitchen
Room × 2
Lounge
Dining Room
Garage × 2

Features & amenities

Sea viewsBalconyGardenPrivate patioOpen plan livingFully fitted kitchenCaesar stone countertopsSolar panelsInverter systemPet friendly

Price & ownership

Asking price R 4 900 000
Price per m² R 21 212
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 4,9M
Taxes + legal + admin fees R 395,7K

Rough split: 92.5% purchase price, 7.5% buying costs.

  • Asking price R 4 900 000
  • Transfer duty (est.) R 316 356
  • Deeds Office (transfer) R 4 258
  • Conveyancing (est., incl. VAT) R 75 065
  • Deeds lodgement R 52
  • Total indicative R 5 295 731

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice. Confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 46 272 /month

Total paid over 20 years (deposit + repayments): R 11 595 326

Deposit 10% · R 490 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 4 410 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.

R 4 900 000