Property
South Africa

4

Beds

1

Baths

2

Parking

975 m²

Floor area

975 m²

Stand size

House 4 beds 1 bath 975 m²

About this property

Situated in the sought-after Bluff area of Durban, this versatile freestanding property on a 975 m² stand presents exceptional value for both owner-occupiers and investors. The characterful single-storey main house features four well-proportioned bedrooms — one fitted with its own air-conditioning unit and warm timber flooring — a shared bathroom, a spacious lounge flowing into a separate dining room framed by elegant pillar archways, and a generously sized modern kitchen appointed with dark cabinetry, granite-look countertops, a gas hob, eye-level oven, and ample tiled workspace. The living areas are tiled throughout and finished with cornicing and ceiling fans. Two separate granny cottages on the property provide excellent versatility — ideal for extended family accommodation or supplementary rental income. Outside, a brick-paved driveway leads to established garden beds and a lawned front yard, all enclosed by perimeter walling. Two garages provide secure off-street parking. A solid, well-priced investment opportunity in a popular coastal suburb.

Rooms & layout

Bedroom × 4
Bathroom
Lounge
Dining Room
Kitchen
Room × 2
Garage × 2

Features & amenities

Granny cottagesRental income potentialExtended family livingInvestment opportunityDouble garageGas hobEye level ovenAir conditioningTimber flooringTiled floors

Price & ownership

Asking price R 1 500 000
Price per m² R 1 538
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 1,5M
Taxes + legal + admin fees R 40,5K

Rough split: 97.4% purchase price, 2.6% buying costs.

  • Asking price R 1 500 000
  • Transfer duty (est.) R 8 700
  • Deeds Office (transfer) R 1 304
  • Conveyancing (est., incl. VAT) R 30 475
  • Deeds lodgement R 52
  • Total indicative R 1 540 531

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice. Confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 14 165 /month

Total paid over 20 years (deposit + repayments): R 3 549 589

Deposit 10% · R 150 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 1 350 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.

R 1 500 000