Property
South Africa

3

Beds

2

Baths

2

Parking

115 m²

Floor area

Apartment 3 beds 2 baths 115 m²

About this property

Overview

The Polofields in Waterfall is one of Balwins' most popular complexes. This is an ideal executive lock-up-and-go apartment with three bedrooms and two bathrooms.

Complex Amenities

The Polo Fields features a comprehensive Lifestyle Centre including:

  • Gym
  • Swimming pool
  • Walking and running trails
  • Restaurant
  • Children's play area
  • Wi-Fi

A short walk to the newly built Waterfall Crossing shopping centre.

Property Features

Main Living Areas

  • Lounge and dining area
  • Air conditioning in the reception area and master suite

Bedrooms & Bathrooms

  • Three bedrooms
  • Two bathrooms (main en-suite with shower and bath)

Kitchen

  • Built-in fridge
  • Dishwasher
  • Washing machine

Outdoor Space

  • Outdoor patio with built-in gas BBQ
  • Landscaped garden with automated irrigation

Utilities

Prepaid gas, electricity and water included.

Rooms & layout

Bedroom × 3
Bathroom × 2
Kitchen
Lounge
Dining Area
Patio
Garage × 2

Features & amenities

GymPoolWalking trailsRunning trailsRestaurantChildren's play areaWi FiShopping centre nearbyGas BBQLandscaped garden

Price & ownership

Asking price R 2 800 000
Price per m² R 24 348
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 2,8M
Taxes + legal + admin fees R 142,3K

Rough split: 95.2% purchase price, 4.8% buying costs.

  • Asking price R 2 800 000
  • Transfer duty (est.) R 91 200
  • Deeds Office (transfer) R 2 433
  • Conveyancing (est., incl. VAT) R 48 605
  • Deeds lodgement R 52
  • Total indicative R 2 942 290

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice. Confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 26 441 /month

Total paid over 20 years (deposit + repayments): R 6 625 900

Deposit 10% · R 280 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 2 520 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.

R 2 800 000