Property
South Africa

1

Beds

1

Baths

2

Parking

Apartment 1 bed 2 baths

About this property

Overview

Exclusive Mandate! Neat apartment in Phil-Ann, opposite Police Station. A perfect spot with excellent location and desirable amenities.

Features

  • Spacious kitchen
  • Big lounge and dining room
  • 1 massive bedroom with built-in cupboard (BIC)
  • 1 full bathroom
  • Guest toilet and basin downstairs
  • Outside braai area
  • Partly parquet flooring
  • 1 water tank

Parking & Access

  • Lock-up garage
  • Visitors parking

Rooms & layout

Bedroom 1
Main Bathroom
Guest Toilet
Kitchen
Lounge
Dining Room
Garage × 2

Features & amenities

BraaiParquet flooringWater tankLock up garageVisitor parking

Price & ownership

Asking price R 700 000
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 700K
Taxes + legal + admin fees R 18K

Rough split: 97.5% purchase price, 2.5% buying costs.

  • Asking price R 700 000
  • Deeds Office (transfer) R 608
  • Conveyancing (est., incl. VAT) R 17 365
  • Deeds lodgement R 52
  • Total indicative R 718 025

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice. Confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 6 610 /month

Total paid over 20 years (deposit + repayments): R 1 656 475

Deposit 10% · R 70 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 630 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.

R 700 000